Best Budget Apps for Teens 2026
Teaching money management early sets teens up for financial success. We reviewed the best budget apps designed for young people.
What Makes a Great Teen Budget App?
Easy to Use
Simple interface for beginners
Safe & Secure
Parental controls when needed
Free or Low-Cost
Affordable for teen budgets
Find out which app fits your needs
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Savida
Best Free Option for Teens
Free / $9.99/mo
Key Features:
Bottom Line: Perfect for teens who share expenses with friends. Simple enough for beginners with real budgeting tools.
Greenlight
Best for Parental Control
$4.99 - $14.99/mo
Key Features:
Bottom Line: Great for parents who want oversight. Includes debit card, investing, and spending controls.
Current
Teen Banking Made Cool
Free
Key Features:
Bottom Line: Free teen banking with a modern app. Good for teens ready for more independence.
Step
No-Fee Banking for Teens
Free
Key Features:
Bottom Line: Completely free teen bank account with no overdraft fees. Simple and safe for first-time bankers.
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Jassby
Digital Wallet for Kids
Free / $2.99/mo
Key Features:
Bottom Line: Good for younger teens. Digital-only wallet teaches money basics without a physical card.
FamZoo
Family Finance Training
$5.99/mo (family)
Key Features:
Bottom Line: Comprehensive family finance system. Parents can match savings to teach compound interest.
GoHenry
Money App for Kids 6-18
$4.99/mo per child
Key Features:
Bottom Line: Designed specifically for kids with fun card customization and financial literacy lessons built in.
What to Look For in a Teen Budget App
The best budget apps for teens balance independence with safety:
- Simple, intuitive interface that's easy to learn
- Parental controls or oversight options for younger teens
- Free or low-cost to fit a teen's budget
- Expense splitting for sharing costs with friends
- Educational features to build financial literacy
- Mobile-first design since teens live on their phones
Skip the research
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