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Savida vs Copilot Money: Which One's Actually Worth It?

Beautiful app, but $15/month and iOS-only? That's a lot of people left out. If you want great transaction tracking on any phone—with bill reminders and splitting—there's a more accessible option.

Savida

Savida

All-in-one expense splitting, budgeting, and AI coaching app. Free forever with optional premium features.

Key Advantages:

  • Actually works on Android (half the world, Copilot)
  • Split expenses with roommates, partners, anyone
  • Rules automate shared costs automatically
  • Community for real advice, not just data
  • $5/month cheaper—that's $60/year
C

Copilot Money

The "premium" finance app for people who care about aesthetics. Gorgeous design, solid insights, investment tracking. iPhone only though. And $15/month.

Key Advantages:

  • Investment and portfolio tracking is legit
  • That iOS design is genuinely beautiful
  • Net worth tracking done well
  • Subscription tracking built in

Feature-by-Feature Comparison

FeatureSavidaCopilot Money
Beautiful interface
Smart spending insights
Investment tracking
Shared expense splitting
Multi-group support
AI financial coaching
Automated splitting rules
In-app community
Android supportYesNope
Personal budgeting
Price$9.99/mo$14.99/mo

See these features in action

Download Savida and start splitting expenses in under 2 minutes.

Who Should Use What?

Pick Savida if you...

need Android support, share expenses with anyone, or want to pay less

Pick Copilot Money if you...

you're all-in on iOS, love beautiful apps, and want investment tracking

The Bottom Line

Copilot is a great app for iPhone users who want slick design and investment tracking. But if you own an Android, split expenses with anyone, or just don't want to pay $15/month for a finance app—Savida does more for less.

How the Big Names Stack Up

Quick look at what each popular app does best—and what's missing.

Splitwise

The go-to for splitting bills with friends.

✓ Great for group IOUs

✗ No bank sync, no budgeting

Rocket Money

Cancels subscriptions, negotiates bills.

✓ Bill negotiation saves real money

✗ No expense splitting at all

YNAB

Serious zero-based budgeting tool.

✓ Powerful if you commit to it

✗ $15/mo, steep learning curve

Honeydue

Built specifically for couples.

✓ Clean couples experience

✗ Only works for 2 people

Mint

Free budgeting with credit score.

✓ Completely free

✗ Ad-heavy, no shared features

Savida

Splitting + budgeting + AI in one.

✓ Does it all, free core

✓ Works for any group size

Tired of juggling apps?

Most people use 2-3 finance apps and still lose track of shared expenses. Savida puts splitting, budgeting, and smart insights in one place—so you can stop switching tabs and start actually managing your money.

No credit card. No trial. Just works.

Frequently Asked Questions