Savida vs EveryDollar: Which One's Actually Worth It?
$18/month just to see your transactions automatically? Dave would definitely not approve of that expense. If you want bank sync, bill tracking, AND expense splitting for less, there's a more frugal option.
Savida
All-in-one expense splitting, budgeting, and AI coaching app. Free forever with optional premium features.
Key Advantages:
- Bank sync at $10/month instead of $18
- Split expenses with roommates, partners, anyone
- AI coaching included, not sold separately
- Use any method, not just Baby Steps
- Community for real peer advice
EveryDollar
Dave Ramsey's budget app. Zero-based budgeting, Baby Steps methodology, and that Ramsey intensity. Also $18/month for bank sync, which feels very un-Ramsey.
Key Advantages:
- Dave Ramsey's Baby Steps are proven
- Tons of educational content
- Integrates with Ramsey+ courses
- Huge community following the same system
Feature-by-Feature Comparison
| Feature | Savida | EveryDollar |
|---|---|---|
| Zero-based budgeting | ||
| Goal tracking | ||
| Debt payoff planning | ||
| Bank sync | Included | $17.99/mo extra |
| AI coaching | ||
| Expense splitting | ||
| Multi-group support | ||
| Automated rules | ||
| In-app community | ||
| Flexible methodology | Yes | Baby Steps or bust |
| Price | $9.99/mo | $17.99/mo |
See these features in action
Download Savida and start splitting expenses in under 2 minutes.
Who Should Use What?
Pick Savida if you...
want bank sync cheaper, split expenses, or don't need to follow one specific system
Pick EveryDollar if you...
you're fully committed to Dave Ramsey's Baby Steps methodology
The Bottom Line
EveryDollar is solid if you're a Ramsey devotee. But $18/month is steep, especially when Savida offers bank sync, AI coaching, AND expense splitting for almost half the price. Dave would tell you that's gazelle intensity savings right there.
How the Big Names Stack Up
Quick look at what each popular app does best—and what's missing.
Splitwise
The go-to for splitting bills with friends.
✓ Great for group IOUs
✗ No bank sync, no budgeting
Rocket Money
Cancels subscriptions, negotiates bills.
✓ Bill negotiation saves real money
✗ No expense splitting at all
YNAB
Serious zero-based budgeting tool.
✓ Powerful if you commit to it
✗ $15/mo, steep learning curve
Honeydue
Built specifically for couples.
✓ Clean couples experience
✗ Only works for 2 people
Mint
Free budgeting with credit score.
✓ Completely free
✗ Ad-heavy, no shared features
Savida
Splitting + budgeting + AI in one.
✓ Does it all, free core
✓ Works for any group size
Tired of juggling apps?
Most people use 2-3 finance apps and still lose track of shared expenses. Savida puts splitting, budgeting, and smart insights in one place—so you can stop switching tabs and start actually managing your money.
No credit card. No trial. Just works.