Savida vs Rocket Money: Which One's Actually Worth It?
Rocket Money is great at saving you money on bills. But here's what it won't do: help you split rent with roommates, track shared groceries with your partner, or end those awkward "you owe me" conversations. If money is a team sport for you, you need more.
Savida
All-in-one expense splitting, budgeting, and AI coaching app. Free forever with optional premium features.
Key Advantages:
- Actually split expenses with roommates, partners, and groups
- Set up rules once—transactions auto-sort themselves
- AI that gives you real advice, not just charts
- Free tier that actually works, not a teaser
- Community where people share real budgeting tips
Rocket Money
The app that negotiates your bills and hunts down forgotten subscriptions. It's basically a personal assistant for cutting costs—but that's about all it does.
Key Advantages:
- They'll call your cable company so you don't have to
- Good at catching subscriptions you forgot about
- Been around a while, lots of users trust it
- Shows your credit score
Feature-by-Feature Comparison
| Feature | Savida | Rocket Money |
|---|---|---|
| Expense Splitting | ||
| Group Expenses | ||
| Bank Sync (Plaid) | ||
| Automated Budget Rules | ||
| Bill Negotiation | ||
| Subscription Cancellation | ||
| AI Financial Coach | ||
| Savings Goals | ||
| In-App Community | ||
| Free Tier | Yes, full features | Very limited |
| Premium Price | $9.99/mo | $9.99-12/mo |
See these features in action
Download Savida and start splitting expenses in under 2 minutes.
Who Should Use What?
Pick Savida if you...
split expenses with anyone, want budgeting and AI coaching in one app, or prefer a free option that isn't crippled
Pick Rocket Money if you...
hate negotiating bills yourself and mainly need help canceling forgotten subscriptions
The Bottom Line
Here's the honest take: Rocket Money is worth it if you hate calling customer service and forget what you're paying for. But it won't help you split rent or track who owes what. If shared expenses are part of your life, Savida covers that AND budgeting—without needing two apps.
How the Big Names Stack Up
Quick look at what each popular app does best—and what's missing.
Splitwise
The go-to for splitting bills with friends.
✓ Great for group IOUs
✗ No bank sync, no budgeting
Rocket Money
Cancels subscriptions, negotiates bills.
✓ Bill negotiation saves real money
✗ No expense splitting at all
YNAB
Serious zero-based budgeting tool.
✓ Powerful if you commit to it
✗ $15/mo, steep learning curve
Honeydue
Built specifically for couples.
✓ Clean couples experience
✗ Only works for 2 people
Mint
Free budgeting with credit score.
✓ Completely free
✗ Ad-heavy, no shared features
Savida
Splitting + budgeting + AI in one.
✓ Does it all, free core
✓ Works for any group size
Tired of juggling apps?
Most people use 2-3 finance apps and still lose track of shared expenses. Savida puts splitting, budgeting, and smart insights in one place—so you can stop switching tabs and start actually managing your money.
No credit card. No trial. Just works.